To go, or not to go....

Hmmm...To go, or not to go..

This coming Saturday, I just found out that there is a walk-in interview at Dell Cyberjaya around 10.00am until 3.00pm. But I still can't decide yet whether to go, or not to go. Most probably I was afraid if my qualification does not met their requirements. But if I keep thinking like that, I wont be able to move forward. Life must go on, but still I'm unable to decide it yet.. sigh.

Public Mutual declares over RM80 million income distributions for its investors

Public Mutual has announced over RM80 million income distribution for two of its Islamic funds. The total gross distributions declared are for financial year ended 30 April 2009

Click Here for more details

HP Deskjet F4280 - AIO

Finally... I've got a chance to go to the PIKOM PC Fair which i missed before. I've also bought a new printer HP Deskjet F4280. Why did I choose this printer ? It is because that its easier to use, doesn't take much of space & most of all, I can do anything with this printer without the need for me to go to CyberCafe.

The features that I value the most is photo-printing & photocopying. Even it might not be as good as any photocopier out there, but for me it is reliable enough. This features is going to be handy for me when I'm going to do my part-time business.

UNIT TRUST - Kenapa melabur dalam unit trust?

kepelbagaian: ini bermaksud, duit yang dilaburkan akan di pecah2 kan ke banyak portfolio termasuk stoks, bon, sekuriti, money market dan pelbagai lagi dibawah pengurusan fund manager. dengan cara ni, dpt mengurangkan risiko dan pulangan akan diperolehi pada risiko yang minima.

pengurusan yang profesional: dana aset akan di uruskan oleh pengurus dana (fund manager) profesional yang berpengalaman. pelaburan di buat based on extensive research, market analisa, dan pemerhatian yang terperinci dalam ekonomi.

kecairan: bermaksud pelabur boleh kluarkan semula wang yg dilaburkan dlm tempoh 10 hari waktu berkerja. tiada cas akan dikenakan bagi setiap pengeluaran.

senang: transaksi yang mudah untuk membeli dan menjual semula unit amanah. pelabur akan di update kan info mengenai pelaburan melalui interim report dan laporan tahunan.


3 bentuk keuntungan:

capital gain: cth, masa beli harga nav per unit RM0.30. slepas sesuatu jangka masa, harga nav per unit dah berubah menjadi RM0.40. maknanya dekat situ, kita dah kaut keuntungan RM0.10 untuk setiap unit.

dividend: dividend biasanya akan diumumkan pada tahun berakhir kewangan untuk sesuatu dana. maksudnya peratus keuntungan yang diperolehi dari pelaburan kita tersebut. cth, investment RM10k, tahun berakhir seterusnya, dividend declared 10%, so kita dah untung RM1000.

bonus: bonus akan diberi dalam bentuk pertambahan unit. cthnya, setiap pelabur diberi tambahan 1% unit mengikut nilai nav yang terkumpul. tetapi bonus xsemestinya berlaku setiap tahun. dia bergantung kepada pasaran.

p/s: melaburlah dlm dana yang dijamin halal. insya Allah keuntungan pun halal.

* courtesy of CG Forum